Short Term DisabilityShort Term Disability (STD) or what is often referred to as Weekly Disability Income (WDI) Insurance covers disabilities with a relatively short duration, typically 30 days to six months. STD is written to provide coverage for either disabilities occurring off the job (non-occupational coverage), or disabilities occurring both on and off the job (full-occupational coverage). - Competitive rates
- Choice of elimination periods up to 30 days
- Various plan durations up to 52 weeks
- Excellent claim payment service
- Options:
- Benefits begin on first day of hospital confinement
- Maternity coverage available
- Benefit flexibility up to 66 2/3 %
Types of Groups- Traditional Employer - Employee Groups with 10 or more lives
- ERU Hospital Program - Groups with 100 or more eligible lives
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